Public Service Pensions Fund
Keeping Your Pension Promise
The statutory pension fund for Zambia's public service, safeguarding the retirement of those who serve.
Estimate your benefits
A quick estimate of your lump sum gratuity and monthly pension.
Your estimate appears here after you calculate.
Estimates only, calculated under the Public Service Pensions Act. Terms and conditions apply.
A statutory promise to the public service
The Public Service Pensions Fund (PSPF) is a defined Benefit Scheme first established by an Act of Parliament (Cap 260 of the Laws of Zambia Act No. 35 of 1996). Repealed and replaced by the Public Service Pensions Act No. 73 of 2026 creating two schemes: 1. Public Service Pensions Scheme (PSPS) 2. Occupational Pension Scheme (OPS).
- Founded
- 1996
- Governing law
- Act No. 73 of 2026
- Schemes
- PSPS and OPS
- Our promise
- Keeping Your Pension Promise
Claiming a benefit
Get the forms →-
Confirm your record
Make sure your personal details and service record are up to date with your employer and with the Fund before you begin.
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Complete the forms
Download the claim form for your benefit, complete it, and gather the supporting documents it lists.
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Assessment
The Fund verifies your service record and computes the benefit due to you under the Act.
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Payment
Your benefit is paid directly to your bank account and you are notified. Survivors' claims follow the same path.
News and notices
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Pensioners welcome PSPF’s biometric life certificate verification system
The Public Service Pensions Fund (PSPF) has received an overwhelming response from pensioners and beneficiaries following the commencement of the Mobile Biometric Life Enrolment and Verification Exercise in various districts of Lusaka Province.
PSPF takes biometric life verification services closer to pensioners in Lusaka Province
The Public Service Pensions Fund (PSPF) has commenced a Mobile Biometric Life Enrolment and Verification Exercise in Lusaka Province aimed at making life certificate renewal more convenient and accessible for pensioners and beneficiaries.
PSPF joins 2026 ZUFIAW annual sports festival
The Public Service Pensions Fund (PSPF) has joined other financial institutions (Banking and Non-Banking) at the 15th ZUFIAW Annual Sports Festival, being held at the OYDC Zambia from 12-13 September 2026.