Welcome to the E-PSPF platform. By creating an account and using this platform, you agree to comply with the following Terms and Conditions. Failure to adhere to these terms may result in your account being disabled or banned and, in some cases, may lead to prosecution under applicable laws.
1. Purpose of the Platform
The E-PSPF platform is designed to:
- Facilitate the secure uploading of files for processing.
- Provide users with tools such as loan calculators and gratuity calculators to assist in making informed financial decisions.
2. User Responsibilities
- Accuracy of Information:
You are responsible for ensuring that any information provided through the platform is accurate and complete. Misrepresentation of information is strictly prohibited.
- File Uploads:
All files uploaded to the platform must be lawful, free of malware, and relevant to the purpose for which the platform is provided.
- Calculator Tools:
Use of the loan and gratuity calculators is for informational purposes only. Calculated results are estimates and do not constitute financial advice or guarantees.
3. Prohibited Activities
- Users must not engage in the following:
- Uploading files containing illegal, harmful, or inappropriate content.
- Sharing, distributing, or exploiting data, tools, or services provided on the platform for unauthorized purposes.
- Attempting to breach the security of the platform or compromise its functionality in any way.
- Using the platform to harass, defraud, or harm others.
4. Account Suspension or Ban
- E-PSPF reserves the right to disable or permanently ban user accounts for inappropriate use of the platform, including but not limited to violations of these Terms and Conditions.
- Severe breaches of the terms, particularly those involving illegal activities, may result in legal prosecution under applicable laws.
5. Legal Liability
Any user found to be using the platform for unlawful purposes or in violation of these Terms and Conditions may face prosecution under applicable laws. This includes, but is not limited to:
- Fraudulent activities.
- Distribution of malicious software.
- Misuse of personal or sensitive information.
6. Data Privacy
- By using the platform, you agree to the collection and processing of your personal data in accordance with our Privacy Policy.
- E-PSPF will take all reasonable measures to protect user data but is not responsible for breaches caused by third-party actions outside our control.
7. Disclaimer of Liability
- The calculators provided on this platform are tools for your convenience and are not intended to replace professional financial advice. E-PSPF is not responsible for decisions made based on the use of these calculators.
- While we strive to ensure the security of the platform, E-PSPF cannot guarantee uninterrupted or error-free operation of the platform at all times.
8. Amendments
E-PSPF reserves the right to modify these Terms and Conditions at any time. Users will be notified of significant changes via email or platform notification. Continued use of the platform after such modifications will constitute acceptance of the updated terms.
9. Acknowledgment
By using the E-PSPF platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
